$582.87 in charges from PaySimple & Global Payments!

It's the day after Christmas and unfortunately I spent the holiday thinking about my recent experience with PaySimple, North American Bancard and Global Payments.  I am a pissed consumer and below are my thoughts about this company, it's online reputation and my overall experience so far.  The video below is a screen cast reviewing the charges I received, PaySimple's BBB profile and more.

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Look at these charges!

W.T.F.!!!

I processed a single charge for a $300 handyman project I did locally.  That action activated both the PaySimple fees and Global Payment fees.

To say that I am a pissed off consumer is an understatement.  I am enraged!!!  This company has taken advantage of me and the more I check this company out the more pissed I become.  This morning I got up early and made the above video. 

I cannot believe the charges that have piled up from these two companies and what I perceive as an attitude from PaySimiple customer service. 

I am sick of them throwing all of this "evidence" of an active account.  They make claims that I received emails from them on specific dates and I do not have that correspondence.  As I look across the web it seems to me that the overall reputation of PaySimple is not very good. 

I seriously question the PaySimple BBB A+ rating when the BBB has posted 21 negative 1 star reviews and complaints.  There are no positive or even neutral reviews.  Honestly, I would not have taken this complaint as far as I have if I thought for one second that I owe these companies these funds!

Heck, I just opened a Square account for FREE and there are no monthly fees just a per transaction fee.  Why would anyone pay PaySimple, Global Payments or North American Bancard almost $100 a month for processing service PLUS a per transaction fee?  This is a complete ripoff!

In reviewing the negative complaints posted about PaySimple I discovered a common theme.  There seems to be two major complaints around dormant accounts and new account funding delays.  The BBB listed complaints have others claiming losses from $100 to $800! 

I myself had my account flagged for paperwork immediately after my initial activation charge.  A single email was sent asking for additional paperwork to validate the account.  PaySimple says I opened it and I just don't remember.  I did not provide that info and moved on with my life. 

My initial charge that I processed was for $300 and that was credited within a few days.  I was not impressed overly with this and did not think about this processing company again for 5 months. 

I have never really looked to see what it is their service does and as a business owner don't care for all of this headache.  I feel this company should have their fees posted visible on their website and details as to who they are selling or handing my/your info to. 

Until December 4th I did not even know that Global Payments was a PaySimple related company! As stated in the update below, Global Payments is a processing company for North American Bancard.  I thought these were different things and completely separate. 

On December 4th I called in to PaySimple and during my conversation with the rep she mentioned Global Payments.  I almost crapped myself!  I had just come from the bank and they gave me the list above. 

At first glance this is all I knew as there are hundreds of other charges for other services running through my account each month.  The moment she said they were related I knew something was wrong!  How can these two companies pull funds from my account at a rate 5 times what the initial startup was. 

Worse!  Chase bank will not dispute these charges because they have been active in my account for longer than 60 days.  In the first 60 days they charged me under $200 and even though I never wanted or verified any documents, these services billed me . 

How am I supposed to know these companies will be leaching money from my account months after some initial action activated an account.

In my research this morning I was referred to the State Attorney Generals website.  I have not had time to go through all the content that they have here related to filing a consumer complaint.  Today I will be making the time to file a formal complaint with the Colorado Attorney Generals Office. 

There website has links and sections related to everything a consumer needs to file a complaint against PaySimple, Global Payments or any banking or merchant service related concerns.  https://coag.gov/file-complaint

I feel there website is designed to mislead the consumer and I ask this question?  How many other Americans have open accounts (right now or in the past) that are sitting and ultimately closed (without more than a single use charge) that activated a series of charges? 

I found a handful of consumers that took the time to file a complaint.  How many other consumers have just ate a few hundred dollars and moved on?  As a consumer I want answer to these questions!!!

  1. Amazon Customer Reviews
  2. Angie's List
  3. Choice
  4. Trustpilot
  5. TestFreaks
  6. Which?
  7. ConsumerReports
  8. TripAdvisor
  9. Yelp
  10. Google My Business
  11. Yahoo! Local Listings
  12. G2 Crowd
  13. TrustRadius
  14. Salesforce AppExchange
  15. Better Business Bureau
  16. Glassdoor
  17. Facebook Ratings and Reviews
  18. Twitter
  19. Your Own Website
  20. Federal Trade Commission
  21. State Attorney General
  22. RipOffReport.com

There are a bunch of services online that allow consumers to voice there opinions.  The list the the left came to my attention during this whole process.  I thought it might be helpful to post it here.  You can also visit Hubspot for links and more info.  Many of these complaint related sites don't directly relate to Paysimple but are good to know about.  I added 3 at the bottom that are specifically for complaints.

UPDATE (12/26/17):  I just heard from Global Payments who actually picked up the phone and called me directly.  They did however block their phone number so I can't share that with you or ever call them back on that line. 

Turns out that Global Payments is a processing company for yet another company!  That company is North American Bancard.  They apparently are the ones running charges through my account under the Global Payments company.

The contact information for (N.A.B.) North American Bancard is (800)226-2273.  I will be adding all three of these companies to my formal Colorado Attorney Generals complaint.

UPDATE 12/27/17:  I received an email from the BBB stating that PaySimple offered me 2 months service and that is all they are going to do.  I refused this offer as I have lost in time and funds over $1500.  As a small business the amount of time I have put into this issue is crazy! 

If you have had a bad experience you need to file with the BBB and get involved.  U feel a class action lawsuit is coming.

UPDATE 12/27/17:  Just filed with the Colorado Attorney General!  More on that as things develop.  Here is a great video all about our Attorney Generals!  Here is the Colorado Attorney Generals Fraud Complaint Page.

(720)498-1989 - Thomas Bowman Jr

For more than 20 years I have run my own home repair & handyman service. I grew up near Valley Forge Pennsylvania, graduated in 1991 and attended plumbing trade school. In 2018 I will be 45 years old & self employed over 20 years. Put my 20+ years of experience to work for you!

As a second business I promote a vacation club in Mexico. They offer a 5 night all inclusive stay to families and couples to attend their timeshare presentation. I have access to three 5 star and one four diamond rated resorts. See all 4 all inclusive timeshare promotions here.

PS. I have collected thousands of videos (YouTube) and pictures (Pinterest) related to the Cancun Coast from Isla Holbox to Tulum! I love to build websites and took these videos/pictures and grouped them by fun thing to do! It's worth a peek if your thinking of a Mexican vacation anytime soon.

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I Want To Travel To          &          All Inclusive Vacation And Travel

As a second business, I have been building two vacation promotion websites.  Since 2012 I have sent over 200 hundred couples on a timeshare promotion tour that is all inclusive.  The resort chain is Sandos Resorts and they have an incredible rating on TripAdvisor!  I hope you will check out this offer.  I believe it may be the most valuable timeshare promotion available.  They have 4 locations beachfront Mexico!

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I also have a great reputation on Nextdoor too. 

Please take a few minutes and review me after I have served you. 

It is important to me that I did a good job and that you are happy with my service!

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Comments

  1. Author

    In 20 minutes I opened a Square account, processed a payment and this morning the funds are there! The same charge would have cost me many times more with all the monthly fees from PaySimple, Global and NAB. The transaction last night was for $1000 and posted in less than 12 hours. The transaction from PaySimple took 2 full days and I might be wrong cause I think it was 3 days. I have already got 4 emails from Square and as stated in the video above only 1 email from PaySimple before my complaints started!

  2. My Better Business Bureau complaint got me nowhere. Very quickly the rep at Paysimple took my complaint to email. None of my argument or complaint was taken seriously at all. Paysimple got almost $300 out of me and NAB or Global Payments got almost $250. I have asked the BBB to re-rate this company. There are too many negative complaints and reviews for this company to have an a rating.

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